PROTECTION INSURANCE
Protection Insurance That Works When You Need It Most
At The Mortgage Shop, we believe in planning for the unexpected.
Protection insurance gives you peace of mind knowing that, should life take an unexpected turn, you and your loved ones are financially supported. As a family-run business based in Blackpool, we genuinely care about the wellbeing of our clients and their families. We take the time to get to know you, so we can recommend protection that suits your individual needs and circumstances ā not just now, but as life evolves.
Our Story
Part of a Trusted National Network
Weāre proud to be part of the Openwork network, one of the UKās largest and most established financial advice networks.
This gives us access to a carefully selected panel of reputable protection providers, offering a broad range of policies to suit different lifestyles, budgets and priorities. Whether you're safeguarding your income, protecting your mortgage, or ensuring your family is covered, our team will guide you every step of the way.
Our Approach
We Can Help You:
Our advisers will take the time to understand your situation, explain your options clearly, and guide you through every step of the life insurance journey ā from initial enquiry to completion.
Life insurance
Provides financial support for your loved ones if you pass away
Family income benefit
Provides ongoing support for your family in the event of your death
Critical illness cover
Pays out a lump sum if youāre diagnosed with a serious illness covered by the policy
Mortgage protection
Helps ensure your mortgage can still be repaid if you become ill or pass away
Income protection
Offers a regular income if you're unable to work due to illness or injury
Protection insurance isnāt just about policies ā itās about protecting the life youāve built and the people you care about. Weāre here to help you put that safety net in place.
Protection plans with no investment element will have no cash value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Why Choose The Mortgage Shop?
With over three decades of experience, we have built a reputation for excellence and customer satisfaction in the mortgage and financial services industry.
Family-run business
with local values
Friendly, straightforward advice
no jargon, no pressure
Tailored protection plans
to suit your life, needs, and budget
Access to quality providers
through the trusted Openwork network
Support every step of the way,
from first enquiry to application
EXCELLENT Based on 166 reviews Posted on Google Alan Hynd2026-06-23Trustindex verifies that the original source of the review is Google. Chris has been very friendly and extremely helpful throughout. He got the mortgage over the line very quickly and continues to advise us as we move toward completion. Thank you Chris for your excellent service. Very highly recommended. Alan and EstherPosted on Google Joe Green2026-06-12Trustindex verifies that the original source of the review is Google. Rob and team have been extremely supportive and helpful throughout my mortgage journeyPosted on Google Carl Pixton2026-06-09Trustindex verifies that the original source of the review is Google. Fantastic serviceš Rob at The Mortgage Shop has helped us secure a mortgage; I am very confident that he sourced the best possible offer, and he was extremely knowledgable about the markets. He made the process simple, communication was great (always answered or responded to messages promptly) - really happy - thank youšPosted on Google jason Wright2026-06-01Trustindex verifies that the original source of the review is Google. From start to finish Rob was amazing for us. In the specific aspect of his role (advising on mortgages) he provided us with all the information we needed in a simple manner for such a complicated issue providing us all options available, but never pushed us to go one way or another on our decision making. He also went above and beyond his role as a mortgage advisor, by being there to answer questions on the entire house buying process in a very approachable and friendly manner, which as first time buyers was just as important to us as getting the mortgage sorted. Thank you for everything Rob!!Posted on Google Raj Kaur2026-05-18Trustindex verifies that the original source of the review is Google. We canāt recommend Rob highly enough! From start to finish, he was absolutely amazing throughout the whole mortgage process. He was always quick to respond, kept us updated every step of the way, and followed up on every part of the process without us ever having to chase anything ourselves. What could have been a stressful experience felt smooth and straightforward thanks to his professionalism, knowledge, and support. Nothing was ever too much trouble, and he genuinely went above and beyond to help us secure the best outcome. Rob is reliable, efficient, and saved us money with a great dealšPosted on Google Michelle Hayward2026-04-13Trustindex verifies that the original source of the review is Google. Fantastic service and advice. I was really daunted by the whole process of getting back on the property ladder, but Rob was just brilliant and made the whole thing seem straightforward. We are now very happy in our new home. Thanks so much.Posted on Google Amanda Atherton2026-04-08Trustindex verifies that the original source of the review is Google. The Mortgage shop has a great team of experts, dealing with mortgage advice, pensions and investments. We have used them for years initially with the very helpful lovely Andy Norris and more recently his very enthusiastic, keen Nephew Christian.He has great communication skills and has kept us updated every step of the way with our recent pension and investments . We highly recommend this brilliant team of experts. Amanda &Paul.Posted on Google Marifi Buslayan2026-04-01Trustindex verifies that the original source of the review is Google. We just received the key to our new home today and couldnāt be more grateful for the support from our mortgage advisor Chris throughout the entire process. š” From the very beginning, everything was explained clearly and professionally, making what can be a stressful experience feel straightforward and manageable. We were kept informed at every stage, and any questions we had were answered quickly and thoroughly. We would highly recommend Chris fom The Mortgage Shop to anyone looking for a reliable, responsive, and genuinely supportive mortgage advisor. Thank you again for helping us secure our new home!Posted on Google Levi Barrington2026-03-10Trustindex verifies that the original source of the review is Google. Great mortgage advisor, really recommend using rob. Tried somewhere else before rob and couldnāt get us a good rate, rob got us what we was looking for. Helped us all the way from the MIP to completion. Thankyou very much rob!! šPosted on Google adam grainger2026-03-09Trustindex verifies that the original source of the review is Google. Excellent service from the mortgage shop. Rob was knowledgeable, and incredibly helpful throughout the entire mortgage process. He took the time to clearly explain all the options available to me and made sure I understood every step, which really helped reduce the stress that can come with arranging a mortgage as a first time buyer. His expertise and support made a big difference, and I felt confident that I was getting the best advice for my situation. I would highly recommend Mortgage Shop and Rob to anyone looking for reliable and friendly mortgage advice. Thank you for making the process so straightforward!