LIFE INSURANCE
Life Insurance That Puts Your Family First
At The Mortgage Shop, we know how important it is to protect the things that matter most.
Life is full of unexpected twists and turns, but with the right life insurance in place, you can help ensure your loved ones are financially secure – whatever happens. As a family-run business based in Blackpool, we understand the value of protecting your family’s future. That’s why we’re here to offer clear, friendly advice and help you find the right cover for your needs and circumstances.
Our Story
Trusted Advice, Backed by Experience
We are proud to be part of the Openwork network, one of the UK’s largest and most trusted financial advice networks.
This allows us to offer a wide range of life insurance options from some of the UK’s leading providers. Whether you’re looking to cover a mortgage, provide financial support for your children, or simply gain peace of mind, our advisers will help you make informed decisions with confidence.
Our Approach
We Can Help You:
Our advisers will take the time to understand your situation, explain your options clearly, and guide you through every step of the life insurance journey – from initial enquiry to completion.
Level term assurance
Pays out a fixed lump sum if you die during the policy term
Whole of life cover
Life-long protection with a guaranteed payout when you die
Decreasing term assurance
Designed to help cover a repayment mortgage, with cover reducing over time
Critical illness cover
Pays a lump sum if you’re diagnosed with a serious illness covered by the policy
Family income benefit
Provides regular income for your family if you pass away
We believe that life insurance is more than a policy – it’s peace of mind. Let us help you put the right protection in place for you and your family.
Protection plans with no investment element will have no cash value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Why Choose The Mortgage Shop?
With over three decades of experience, we have built a reputation for excellence and customer satisfaction in the mortgage and financial services industry.
Family-run business
with local values
Friendly, straightforward advice
no jargon, no pressure
Tailored protection plans
to suit your life, needs, and budget
Access to quality providers
through the trusted Openwork network
Support every step of the way,
from first enquiry to application
EXCELLENT Based on 166 reviews Posted on Google Alan Hynd2026-06-23Trustindex verifies that the original source of the review is Google. Chris has been very friendly and extremely helpful throughout. He got the mortgage over the line very quickly and continues to advise us as we move toward completion. Thank you Chris for your excellent service. Very highly recommended. Alan and EstherPosted on Google Joe Green2026-06-12Trustindex verifies that the original source of the review is Google. Rob and team have been extremely supportive and helpful throughout my mortgage journeyPosted on Google Carl Pixton2026-06-09Trustindex verifies that the original source of the review is Google. Fantastic service🙌 Rob at The Mortgage Shop has helped us secure a mortgage; I am very confident that he sourced the best possible offer, and he was extremely knowledgable about the markets. He made the process simple, communication was great (always answered or responded to messages promptly) - really happy - thank you😊Posted on Google jason Wright2026-06-01Trustindex verifies that the original source of the review is Google. From start to finish Rob was amazing for us. In the specific aspect of his role (advising on mortgages) he provided us with all the information we needed in a simple manner for such a complicated issue providing us all options available, but never pushed us to go one way or another on our decision making. He also went above and beyond his role as a mortgage advisor, by being there to answer questions on the entire house buying process in a very approachable and friendly manner, which as first time buyers was just as important to us as getting the mortgage sorted. Thank you for everything Rob!!Posted on Google Raj Kaur2026-05-18Trustindex verifies that the original source of the review is Google. We can’t recommend Rob highly enough! From start to finish, he was absolutely amazing throughout the whole mortgage process. He was always quick to respond, kept us updated every step of the way, and followed up on every part of the process without us ever having to chase anything ourselves. What could have been a stressful experience felt smooth and straightforward thanks to his professionalism, knowledge, and support. Nothing was ever too much trouble, and he genuinely went above and beyond to help us secure the best outcome. Rob is reliable, efficient, and saved us money with a great deal🙂Posted on Google Michelle Hayward2026-04-13Trustindex verifies that the original source of the review is Google. Fantastic service and advice. I was really daunted by the whole process of getting back on the property ladder, but Rob was just brilliant and made the whole thing seem straightforward. We are now very happy in our new home. Thanks so much.Posted on Google Amanda Atherton2026-04-08Trustindex verifies that the original source of the review is Google. The Mortgage shop has a great team of experts, dealing with mortgage advice, pensions and investments. We have used them for years initially with the very helpful lovely Andy Norris and more recently his very enthusiastic, keen Nephew Christian.He has great communication skills and has kept us updated every step of the way with our recent pension and investments . We highly recommend this brilliant team of experts. Amanda &Paul.Posted on Google Marifi Buslayan2026-04-01Trustindex verifies that the original source of the review is Google. We just received the key to our new home today and couldn’t be more grateful for the support from our mortgage advisor Chris throughout the entire process. 🏡 From the very beginning, everything was explained clearly and professionally, making what can be a stressful experience feel straightforward and manageable. We were kept informed at every stage, and any questions we had were answered quickly and thoroughly. We would highly recommend Chris fom The Mortgage Shop to anyone looking for a reliable, responsive, and genuinely supportive mortgage advisor. Thank you again for helping us secure our new home!Posted on Google Levi Barrington2026-03-10Trustindex verifies that the original source of the review is Google. Great mortgage advisor, really recommend using rob. Tried somewhere else before rob and couldn’t get us a good rate, rob got us what we was looking for. Helped us all the way from the MIP to completion. Thankyou very much rob!! 😄Posted on Google adam grainger2026-03-09Trustindex verifies that the original source of the review is Google. Excellent service from the mortgage shop. Rob was knowledgeable, and incredibly helpful throughout the entire mortgage process. He took the time to clearly explain all the options available to me and made sure I understood every step, which really helped reduce the stress that can come with arranging a mortgage as a first time buyer. His expertise and support made a big difference, and I felt confident that I was getting the best advice for my situation. I would highly recommend Mortgage Shop and Rob to anyone looking for reliable and friendly mortgage advice. Thank you for making the process so straightforward!