Mortgages
Mortgages Made Simple
At The Mortgage Shop, we understand that finding the right mortgage can feel overwhelming.
That’s why we’re here to make the process as straightforward and stress-free as possible. Whether you're a first-time buyer, moving home, looking to remortgage, or considering a buy-to-let investment, we can help you find a solution that suits your individual needs and circumstances.
Our Story
A Family-Run Business You Can Rely On
We’re a family-run business based in Blackpool, and we take pride in offering honest, friendly advice with a personal touch. Our clients aren’t just numbers – we treat everyone with care and respect, building long-lasting relationships based on trust and transparency.
As part of the Openwork network, one of the UK’s largest and most trusted financial advice networks, we also provide access to a comprehensive panel of well-known mortgage lenders. This means we’re able to offer a wide range of mortgage products, including some that aren’t available directly on the high street.
Our Approach
Expert Advice Tailored to You
Our advisers will take the time to understand your situation, explain your options clearly, and guide you through every step of the mortgage journey – from initial enquiry to completion.
First-time buyer mortgages
Stepping onto the property ladder can feel overwhelming — but it doesn't have to be. Our expert advisers will walk you through the entire process, from understanding affordability to securing the best deal. We’ll help you navigate everything from government schemes to hidden fees, ensuring your first home purchase is smooth and stress-free.
Home mover mortgages
Whether you're upsizing, downsizing, or relocating, our advisers are here to ensure your next move is the right one financially. We’ll review your existing mortgage, explore new options, and help you secure a competitive rate that fits your changing needs — all while making the transition as seamless as possible.
Remortgaging
Thinking about switching your mortgage? Whether you're looking to reduce monthly payments, release equity, or lock in a better rate, our team can guide you through the remortgaging process. We'll evaluate your current deal, explore all available lenders, and handle the paperwork — saving you time and money.
Buy-to-let mortgages
Looking to invest in property? Our buy-to-let mortgage experts are here to help landlords — whether new or experienced — find tailored solutions that maximise rental yield. From understanding market conditions to managing complex lending criteria, we’ll support your journey in building a successful property portfolio.
Self employed mortgages
Self-employed and looking for a mortgage? Securing a mortgage when you’re self-employed can feel challenging, but our expert team is here to make the process simple. We’ll assess your unique financial situation, explore a wide range of lenders who understand self-employed income, and guide you through the application — ensuring you get one of the best possible deals with minimal stress.
Home movers
Planning to move home? Whether you're upsizing, downsizing, or relocating, our team can help make your move as smooth as possible. We’ll guide you through all your mortgage options, including the possibility of porting your existing mortgage to your new property — potentially helping you avoid early repayment charges. From exploring new deals to managing the paperwork, we're here to make your home move hassle-free and cost-effective.
Capital Raising
Need to raise capital? Whether you’re looking to fund home improvements, invest in a new project, or consolidate debts, our team can help you access the right mortgage solutions to meet your financial goals. We’ll review your options, find lenders willing to support your capital needs, and guide you through the process — making it easier to secure the funds you need with confidence.
Whether you're just starting to explore your options or ready to apply, we’re here to help you make informed decisions with confidence.
Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Why Choose The Mortgage Shop?
With over three decades of experience, we have built a reputation for excellence and customer satisfaction in the mortgage and financial services industry.
Family-run business
with local values
Personalised advice
tailored to your needs
Friendly, local service
backed by a national network
Access to competitive rates
from a panel of leading lenders
Support with paperwork and applications
making the process smoother
