SELF-EMPLOYED
Self-Employed Mortgages – Hard Work Into Homeownership
Whether you’re buying your first home, remortgaging, or simply looking for a better deal, The Mortgage Shop is here to help self-employed individuals make the most of their mortgage options.
At The Mortgage Shop, we understand that being self-employed shouldn’t make getting a mortgage harder — and with us, it won’t. As a family-run business in Blackpool, we’re proud to support local entrepreneurs, freelancers, contractors, and small business owners in securing the homes they deserve.
Our Story
Expert Advice You Can Count On
We are proud to be part of the Openwork network, one of the UK’s largest and most trusted financial advice networks.
This allows us to offer a wide range of life insurance options from some of the UK’s leading providers. Whether you’re looking to cover a mortgage, provide financial support for your children, or simply gain peace of mind, our advisers will help you make informed decisions with confidence.
Our Approach
Self-Employed Mortgages Made Simple
We’ll help you navigate key considerations like:
Proof of income and affordability checks
Lenders available with one year’s trading history.
Lender criteria for self-employed borrowers
Length of trading history
Specialist lender and mortgage product options
As part of the Openwork network, we have access to a panel of lenders who offer a variety of self-employed mortgage products – including specialist lenders not always available directly to the public.
Whether you’re a sole trader, limited company director, CIS contractor, or partner, we’ll match you with a mortgage that fits your unique situation.
Not all Self-Employed mortgages are regulated by the Financial Conduct Authority.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Why Choose The Mortgage Shop?
With over three decades of experience, we have built a reputation for excellence and customer satisfaction in the mortgage and financial services industry.
Trusted by local landlords
and property investors
Access to buy-to-let deals
no jargon, no pressure
Clear advice on affordability
criteria, and regulations
Personal service from a knowledgeable
family-run team
Help with protection options
to safeguard your investment
