FIRST TIME BUYERS

Mortgages for First-Time Buyers – Get on the Ladder with Confidence

Buying your first home is an exciting step – but it can also feel a little overwhelming.

At The Mortgage Shop, we’re here to guide you through the process with clear, friendly advice and expert support every step of the way. As a family-run business based in Blackpool, we understand how important this milestone is. We take pride in helping first-time buyers secure the right mortgage, tailored to their needs and budget.

Our Story

Support You Can Rely On

We’re part of the Openwork network, one of the UK’s most trusted financial advice networks.

That means we have access to a wide panel of well-known mortgage lenders – including some deals that aren't available directly on the high street. Our advisers will help you understand how much you can borrow, what your monthly payments might look like, and what schemes you may be eligible for – such as shared ownership or the First Homes scheme.

Our Approach

What We Offer First-Time Buyers:

Our advisers will take the time to understand your situation, explain your options clearly, and guide you through every step of the first time buyer journey – from initial enquiry to completion.

Step-by-step guidance, from mortgage in principle to completion

Advice on affordability, deposits, and credit scores

Clear explanations of the process, with no jargon

Help with protection cover, such as life insurance or income protection

Access to competitive first-time buyer deals from leading lenders

We’re here to help you make smart, informed decisions – and make your first home feel like home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Why Choose The Mortgage Shop?

With over three decades of experience, we have built a reputation for excellence and customer satisfaction in the mortgage and financial services industry.

Local, family-run business

that puts people first

Tailored advice

to help you buy your first home with confidence

Trusted support

from initial enquiry to handing over the keys

Access to exclusive products

through the trusted Openwork network

Friendly service

with a personal touch

Ready to Plan Your Future?

Contact Us for Expert Guidance

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