FIRST TIME BUYERS
Mortgages for First-Time Buyers – Get on the Ladder with Confidence
Buying your first home is an exciting step – but it can also feel a little overwhelming.
At The Mortgage Shop, we’re here to guide you through the process with clear, friendly advice and expert support every step of the way. As a family-run business based in Blackpool, we understand how important this milestone is. We take pride in helping first-time buyers secure the right mortgage, tailored to their needs and budget.
Our Story
Support You Can Rely On
We’re part of the Openwork network, one of the UK’s most trusted financial advice networks.
That means we have access to a wide panel of well-known mortgage lenders – including some deals that aren't available directly on the high street. Our advisers will help you understand how much you can borrow, what your monthly payments might look like, and what schemes you may be eligible for – such as shared ownership or the First Homes scheme.
Our Approach
What We Offer First-Time Buyers:
Our advisers will take the time to understand your situation, explain your options clearly, and guide you through every step of the first time buyer journey – from initial enquiry to completion.
Step-by-step guidance, from mortgage in principle to completion
Advice on affordability, deposits, and credit scores
Clear explanations of the process, with no jargon
Help with protection cover, such as life insurance or income protection
Access to competitive first-time buyer deals from leading lenders
We’re here to help you make smart, informed decisions – and make your first home feel like home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Why Choose The Mortgage Shop?
With over three decades of experience, we have built a reputation for excellence and customer satisfaction in the mortgage and financial services industry.
Local, family-run business
that puts people first
Tailored advice
to help you buy your first home with confidence
Trusted support
from initial enquiry to handing over the keys
Access to exclusive products
through the trusted Openwork network
Friendly service
with a personal touch
EXCELLENT Based on 134 reviews P cosmin2025-04-08Trustindex verifies that the original source of the review is Google. Absolutely amazing service from start to finish .Highly recommended ! Recently applied for the mortgage with The mortgage shop Blackpool…Robert has been so helpful right from the beginning getting us an agreement in principle very quickly then getting us a great deal on our mortgage.We have been kept well informed and even after our mortgage has been approved he has been helping us sorting out our insurance policies and giving us some great advice! Couldn’t recommend this service enough it really is top notch 10/10 A Scott2025-04-04Trustindex verifies that the original source of the review is Google. Our mortgage advisor was Christian and we can’t thank him enough! As first time buyers Chris took the time to explain the processes and answered any questions we had. Nothing was too much for him and he was always on hand to help where he could. Will definitely recommend to friends and family. Thank you again Christian!! J Schreiber2025-03-21Trustindex verifies that the original source of the review is Google. Couldn't recommend their services enough, Rob who was the person dealing with us always made himself available whenever we had any issues, Due to our chain falling down we had to go back to see him a few months later for which he was more than happy and always got any issues we had addressed immediately. 10/10 Would highly recommend, Thank you W muntoni2025-03-04Trustindex verifies that the original source of the review is Google. “My partner and I approached The Mortgage Shop some time before we were in a position to apply for a mortgage but had the pleasure of speaking to Rob who provided some invaluable advice on how to approach searching for and buying our first home. Some weeks later, we were ready so paid a visit to him at his office. From the get go, the service we’ve received has been exceptional. At every step, Rob explained very well what was happening and what the next steps would be, but was also answered any questions we had when they arose, putting our minds at ease with anything we were unsure about. Whenever there was a status change to our application, Rob updated us promptly and again explained what to expect next along the journey. Rob is a credit to their business and we can’t thank him and The Mortgage Shop enough. We will easily be recommending them to anyone looking at applying for a mortgage.” N Bahri2025-02-28Trustindex verifies that the original source of the review is Google. Fantastic service, very helpful and precise in every details. I plan to use them to remortgage my portfolio as the need arises. Nader Bahri M Reece2025-01-28Trustindex verifies that the original source of the review is Google. Excellent service provided by Rob, was prompt and efficient in arranging our mortgage and communication skills were excellent. Highly recommended! S Crouch2025-01-21Trustindex verifies that the original source of the review is Google. Worked with Robert, extremely quick process which was very much appreciated and needed. I was made to feel at ease from the moment I walked in. Would definitely recommend to anybody looking for mortgage advice. Thankyou so much for all your help. I'm very grateful! P Kyne2025-01-16Trustindex verifies that the original source of the review is Google. I had an excellent service working with Christian. He was always there to answer any questions I had and guided me well throughout the whole process. I was always updated and communicated with throughout. I Will definitely be recommending The Mortgage Shop to anyone who is going through this process. P Eaves2025-01-07Trustindex verifies that the original source of the review is Google. Fabulous service from Christian ! as first time buyers we didnt know where to start - Christian was very good at explaining all the different mortgage options and found us the best mortgage for our needs. communication was excellent , very prompt in replying to our queries and questions . Guided us through the next stages of buying a property informing us on what we needed to do re solicitors etc which was very helpful to us ! I would highly recommend anyone looking for a mortgage to contact The Mortgage Shop first . Many thanks for your help it has been outstanding ! S And2024-10-30Trustindex verifies that the original source of the review is Google. I used The Mortgage shop when moving house. Christina handled the whole process and took all the stress out of the application. She found me the best mortgage to suit my needs and liaised with me every step of the way. I would highly recommend the mortgage shop. Ryan Hatton