BUY-TO-LET

Buy-to-Let Mortgages – Make Your Property Work for You

Investing in property? At The Mortgage Shop, we can help you find a buy-to-let mortgage that supports your goals – whether you’re purchasing your first rental property or expanding your portfolio.

As a family-run business based in Blackpool, we offer local knowledge with national reach. We take the time to understand your investment strategy and guide you through the options available to landlords.

Our Story

Trusted Advice, Backed by Experience

We are proud to be part of the Openwork network, one of the UK’s largest and most trusted financial advice networks.

This allows us to offer a wide range of life insurance options from some of the UK’s leading providers. Whether you’re looking to cover a mortgage, provide financial support for your children, or simply gain peace of mind, our advisers will help you make informed decisions with confidence.

Our Approach

Buy-to-Let Made Simple

We’ll help you navigate key considerations like:

Rental income requirements and affordability checks

Deposit sizes – typically higher than for residential mortgages

Tax implications and limited company options

Interest-only vs repayment mortgages

Portfolio landlord criteria

As part of the Openwork network, we have access to a panel of lenders who offer a variety of buy-to-let products – including specialist lenders not always available directly to the public.

Whether you're starting out or building your portfolio, we’re here to help you make smart, confident choices. Not all Buy-to-Let mortgages are regulated by the Financial Conduct Authority. Your property may be repossessed if you do not keep up repayments on your mortgage.

Trusted by local landlords

and property investors

Access to buy-to-let deals

no jargon, no pressure

Clear advice on affordability

criteria, and regulations

Personal service from a knowledgeable

family-run team

Help with protection options

to safeguard your investment

Ready to Plan Your Future?