INCOME PROTECTION
Income Protection – Support When You Need It Most
At The Mortgage Shop, we understand that your income is the foundation of your financial wellbeing. If illness or injury prevents you from working, income protection insurance can provide a vital safety net – helping you keep up with everyday expenses and focus on your recovery.
As a family-run business based in Blackpool, we take the time to understand your situation and offer honest, personalised advice. We’ll help you find a policy that fits your needs, giving you peace of mind that you're covered if life takes an unexpected turn.
Our Story
What Is Income Protection?
Income protection is designed to pay out a regular monthly income if you’re unable to work due to accident or illness. It can cover essential bills like rent or mortgage payments, utilities, and living costs – helping to protect your lifestyle while you recover.
Our Approach
Key Features:
Monthly income if you're off work due to illness or injury
Options for short-term or long-term protection
Flexible cover tailored to your income and needs
Can be particularly valuable for self-employed individuals or those without generous sick pay
We’re here to help you prepare for the unexpected – so if the worst does happen, you won’t have to worry about your finances.
Income protection plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Why Choose The Mortgage Shop?
With over three decades of experience, we have built a reputation for excellence and customer satisfaction in the mortgage and financial services industry.
Family-run business
with local values
Expert advice tailored
to your profession and lifestyle
Access to leading providers
to suit your life, needs, and budget
Clear explanations
no jargon or pressure
Support with your application
and claims process
